What determines my auto loan interest rate?

Interest rates are set according to the condition of your credit and determined by other factors. Lenders and auto dealers use a credit rating score and their own rating system to determine APR to be set for your auto loan. Rates are also dependant upon length of loan and the amount of the loan.

Will I be required to have a down payment for the purchase of my auto?

You might be required to pay a down payment, depending on your credit status and the loan amount.

What basic criteria are needed to apply for an auto loan?

You must be at least 18 years of age. You need a stable employment and residential history of at least 2 years in the same location.

Can I get an auto loan even if I have bad credit?

Definitely!! Our lenders will work with you every step of the way to help you get approved, regardless of credit history.



Will it help if I have a co-signer on the loan?

Although not necessary, If your co-signer has good credit status, this will definitely help your chances of getting an approval.

Are there any fees necessary for my application?